Tips to help you negotiate healthcare bills

Tips to help you negotiate healthcare bills

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There's a lot of talk about healthcare these days, but the I-Team has news that will empower you!  If you end up in the hospital, the bill you get afterwards can be shocking.  Insurance might cover some of it, but for a lot of people, that's not the case.  If you've ever wondered how you'll pay a big bill like that, we've got some suggestions.

First, check for billing errors.  You want to look for obvious overcharges or duplicated charges.  It happens more often than you might think, and you can dispute them.

Then, visit www.healthcarebluebook.com.  It's a guide to pricing that helps you know if what you're being charged is in line with what is being charged at other area hospitals. 

Once you know what is in your bill and what you should be paying, call the hospital and try to negotiate it down.  Many hospitals will do it, but you have to ask.  Sometimes, they'll lower the bill if you can pay the total up front. 

If the hospital thinks insurance is covering your bill, there is a good chance the charges are higher than they would be if it's being paid by an individual.  Make sure you talk to the right person, and ask who can help you negotiate down that bill. 

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